Keep the house, or take the 401(k)?

The trade at the centre of most divorces after 50, compared after tax and selling costs, today and in ten years. Three numbers are enough to start. Nothing you type leaves your browser.

Start with three numbers

The 401(k), 403(b) or traditional IRA balances being divided.

About a minute. You can change every assumption on the next page, or open the full calculator.

Where do you live?

Your state decides how the total is shared. Each state page says whether property is divided equally or fairly, and what else has been verified there.

Or see all states on one page.

The other question worth asking

What is a divorced spouse Social Security benefit worth? If the marriage lasted ten years you may be able to claim up to half his benefit, without touching his. Two figures from your statements show what it is modelled to be worth against your own.

What you can count on here

  • Every assumption is shown next to the result, and every one of them is yours to change.
  • Nothing you type is stored. A shared link holds the figures; this site never sees them.
  • Free to use. It earns when you ask to be introduced to a specialist, and says so where it happens.

What this is not

It is not legal, tax or financial advice, and it does not know your case. It puts two sides of a settlement on the same footing so the conversation with your lawyer or a divorce financial specialist starts from numbers rather than instinct. When a figure here is only modelled, the page says so.